Golf Cart Insurance - Prime Insurance Company
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Golf Cart Insurance


Golf carts are versatile vehicles that function well beyond the golf course. People who live in a gated country club, on a golf course, or a community that has other amenities, find golf carts to be the perfect way to get around. What some didn’t know is that if you rent or lease your residence and include the use of a golf cart it’s probably not covered under your insurance. That’s a serious gap because a moving vehicle of any kind can cause bodily injury and property damage, or worse.

Prime Insurance Company provides options and solutions for this type of insurance. We will work with you to customize coverage based on what protection is actually needed to protect you. We have offered solutions for specialty liability risks to property owners, landlords and renters who have personal watercraft, ATVs and other devices not covered by standard insurance.

Our flexible underwriting, risk management expertise, and partnership approach to claims management will provide a defense if an incident or claim occurs. It makes sense that a renter would want to use the golf cart but as an owner, make sure you have the right protection in place to cover you, your property, and your assets.

Know the Facts


Did you know that small children and teenagers account for 1/3 of all injury victims?


Did you know that some golf carts can go up to 25 mph?

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Ready to Apply?

You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.


No risks are bound until expressly accepted by PRIME, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.

There are no minimum premium requirements.

Prime writes business in the U.S., Canada, Guam and the U.S. Virgin Islands, with the exception of California, New Hampshire, New York, and Rhode Island. Click here to check state availability.

We’re proud of the reputation Prime has earned over the years and the exclusive, unique solutions it offers. Let Prime place your tough risks. Quotes are typically delivered within 48 hours. Expedited quotes are available upon request. Contact us today.