Foster Parent Protection Plan


Foster parenting is a rewarding but challenging process with a unique set of liabilities and risks. Even the most experienced and caring foster parents can get caught in the litigious nature of our society. Indeed incidents, claims, and lawsuits are common occurrences which can put your foster care license, hard earned assets and more at risk. Every responsible foster parent concerned with their financial security and the well-being of their family should seriously consider the protection and benefits provided by the Foster Parent Protection Plan.

The Foster Parent Protection Plan provides customized coverage tailored to the unique needs of foster parents that can include civil and criminal investigation costs, fees and expenses, according to the terms and limits of the policy. The Foster Parent Protection Plan provides hard working and dedicated foster parents with protection and support when it is needed most.

Foster parents should know that attorney fees alone can add up to thousands of dollars and allegations of misconduct and child abuse, even if later determined as unsubstantiated, will have long standing negative consequences that can jeopardize their future. The Foster Parent Protection Plan relieves anxiety and provides peace of mind for foster parents as they love and care for others’ children as their own.

Questions to consider: As a foster parent, are you prepared in the event you are faced with criminal charges or a civil suit? Attorney fees, defense costs and award judgements can quickly add up to tens of thousands of dollars and jeopardize your financial security and foster family. The Foster Parent Protection Plan will provide for your defense against criminal allegations and civil litigation including coverage of legally obligated monetary settlements up to the policy limit.

Know the Facts

Children in foster care in 2014

Child Maltreatment Allegations Found False

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Ready to Apply

You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.


There are no minimum premium requirements.

Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.

If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or