As a fitness or training instructor, you are in a rather vulnerable position. The risk of accident as a result of physical injury is highly likely, as your work requires you to work directly with your clients on a physical level. You are therefore more likely to be blamed for a client’s injury, regardless of your professionalism and proper fitness training and instruction. Without the proper coverage, you are exposing yourself to significant personal liability. Prime Insurance Company can provide liability protection for any independent fitness or training instructor from potential liability claims as a result of accident caused by your work.
Clients with pre-existing injuries or who ignore exercise advice may blame the trainer.
970,000 weight training injuries were treated in US hospitals between 1990 and 2007
We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.
Learn More about becoming a producer.
A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
There are no minimum premium requirements.
Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.
If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or firstname.lastname@example.org