Contractor Insurance

Contractors We Can Help

  • Artisan Specialty Contractors
  • Carpenters
  • Ceiling & Wall Contractors
  • Concrete Contractors
  • Consultants
  • Developers
  • Electricians
  • Framers
  • General Contractors
  • Glass Installers
  • Handyman
  • HAVC & Flooring Installers
  • Heating & Air Contractors
  • Independent Contractors
  • Insulation Contractors
  • Landscapers
  • Masonry Contractors
  • Painting Contractors
  • Plumbers
  • Roofing Contractors
  • Siding Contractors

Contractor Insurance

Prime Insurance Company helps insurance producers write more business by offering contractor insurance through the E&S market.

Contractor Insurance Highlights:

  • Contractor’s liability coverage for property and casualty in both residential and commercial business
  • General liability coverage for premises, work performed, and general operations
  • Customized coverage can include trades, equipment, internal/external construction, individual jobs, and more
  • Endorsements for hot tar and torch down
  • Custom fit coverage for each job including commercial general liability, commercial auto (available in most states), completed products, equipment rental liability, property coverage (available in most states), potential subcontractor liability, professional liability (E&O), and more!

Since 1992, Prime Insurance Company has been a leading E&S carrier offering specialty liability insurance coverage in all 50 states. Prime is rated “A” (Excellent) by A.M. Best. For latest ratings, access

There are no minimum premium requirements. Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.

If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or

Know the Facts

In May 2017, 10.6 million people were employed as independent contractors. At this same time, independent contractors — by far the largest form of alternative work and a category that includes Uber and Lyft drivers — were estimated to make up 6.9% of total employment.

Nearly 8 in 10 independent workers have faced client nonpayment in their careers.

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