Communicable Disease Coverage


Prime provides Communicable Disease Liability coverage as an optional policy enhancement.

While other companies are tightening guidelines, Prime is creating solutions and willing to offer Communicable Disease Liability coverage to ensure businesses don’t have blind spots/gaps in coverage.

Prime’s exclusive Communicable Disease Liability Endorsement enhances your existing Commercial Liability Insurance Policy through Prime Insurance Company.

This innovative endorsement is designed to provide you the peace-of-mind to conduct business with the public in today’s uncertain times.

Some of the coverage highlights include:

  • Defense and indemnification against allegations of negligence arising out of exposure to a Declared Pandemic Disease or Pathogen.
  • Coverage for negligent exposure to any Declared Pandemic Disease or Pathogen, including COVID-19!
  • Limits of liability customized to your business needs up to your underlying policy limits.
  • Best-in-Class claims handling through Claims Direct Access.
  • Must have or must obtain a Prime Insurance Company Liability Insurance policy in order to add this endorsement.

Protect your business and your bottom line with Prime’s Communicable Disease Liability Endorsement coverage.

Download our flyer!

Request A Quote Today

To request a quote, please fill out the form below or call us at 800-257-5590.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

There are no minimum premium requirements.

Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.

If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or