Business Owner


Owning a business is a serious legal risk. Business related lawsuits are becoming more common in today’s overactive legal environment where attorneys are better equipped to find insurance policy exclusions and include personal assets in legal judgments. Most businesses in the United States are structured as a partnership or sole proprietorship, a form or ownership that puts your business and personal assets at immediate risk. Unfortunately, even if your company is structured as a corporation or limited liability company (LLC) you may still be named individually in a lawsuit. Accidents are inevitable; one small accident can result in unplanned physical or psychological injuries.

Questions to consider: Does your general liability insurance, professional liability insurance, or product liability insurance protect your personal assets in cases involving frivolous claims? In most cases, legal judgments exceed the limits of these policies. Also, many common, frivolous claims may qualify as exclusions in your traditional business insurance policies.

Know the Facts

Currently there are about 30,000,000 businesses in the USA, up from just 14.7 million in 1977 The 78% of the 30,000,000 businesses in the USA that had less than 20 employees altogether generated more than $950,000,000,000 in revenues.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Ready to Apply

You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Supplemental Documentation

There are no minimum premium requirements.

Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.

If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or