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General liability insurance coverage can adequately protect most of your clients’ concerns and liabilities; however, security professionals face unique challenges and costly liabilities that can often fall outside of the traditional bounds of commercial insurance. If your client’s business has hard-to-place risks due to increased...

When The Standard Market Says No Lets face it, rejection happens.Most risks will find placement on the standard market among admitted insurance carriers.But not all.Standard market risks are considered to have favorably low exposure to loss, are traditional in their coverage needs and fit into typical...

What is a “Hard-To-Place Risk”? One of the more ambiguous terms in the insurance lexicon is “Hard-To-Place Risk.”The more this uncertain phrase is unpacked and understood, the better producers are positioned to identify and write such risks in their book of business.To dig a little deeper.Often...

Integrated Services: The “In-House” Advantage At a time with insurance providers are increasingly outsourcing their core services, Prime Insurance Company continues to house and operate the essential functions of underwriting, claims handling and risk management within the organization. The “in-house” model supports the departments in working...