Umbrella Policy

Animal Liability Coverage for Towing Companies The towing industry is constantly facing insurance insecurity. Many carriers refuse to cover them altogether, while others cover for some of the services they offer and don't fully cover liability claims. If your insurance company does work with towing and...

The cost of trained guard dogs ranges between the middle tens of thousands of dollars to hundreds of thousands of dollars. Tempting figures such as these, motivate unscrupulous individuals to get into the guard dog business. These people have neither the professional knowledge nor the...

Key Elements of Providing Excess and Surplus Security Guard Insurance to Your Clients The private security industry is growing and continuing to diversify into different sectors with a wide range of different job responsibilities and target markets. If your client is an independent contractor or has a...

Chicago, IL (August 16, 2018) — Prime Insurance Company — a leader in excess and surplus lines insurance —announced today that it has been added to the List of Approved Surplus Line Insurers in California.  Prime can now offer property and casualty coverage in all...

Commercial insurance is about managing risk. The less exposure risk for the insurance company, the greater the likelihood they will underwrite the commercial venture. So, naturally, established ventures like office space have a very easy time obtaining liability insurance. But, without risk, there is no...

According to the Bureau of Labor Statistics, there were 386,320 independent sales agents in the United States as of May 2017. That’s a significant number of people vying for the same piece of the insurance “pie.” But how well is the insurance industry serving insurance...

Why The Need For A Personal Umbrella Policy? Traditional policies (homeowners, auto, etc.) don't always provide all the insurance protection you need to safeguard your assets from some incidents, accidents, or lawsuits. Personal umbrella policies (also known as PUPs) are excess liability policies that provide an...