Track Day Insurance
For Race Car Drivers
Driving a car on the track is an awesome and thrilling experience. Feeling the rubber meet the road and testing your skills and driving acumen well, there’s nothing like it. All the fun can come to a screeching halt if you discover that you are not insured while on the track. There’s a 99% chance that your personal auto coverage excludes driving on a race track. If you think or assume you are covered, don’t guess. Contact your agent and verify that liability and physical damage extend to you while driving the vehicle on a track. If you find yourself uninsured on the track don’t worry – we have a solution and will provide a quote within 5-10 minutes.
In most cases, legal judgments exceed the limits of these policies. Also, many common, frivolous claims may qualify as exclusions in your traditional business insurance policies.
A standard homeowners policy generally only provides financial protection when your home or property is damaged. For example, most insurance companies exclude trampolines from their homeowners insurance policies, considering them to be an extreme risk to personal safety.
We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.
Learn More about becoming a producer.
A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
No risks are bound until expressly accepted by PRIME, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.
There are no minimum premium requirements.
Prime writes business in the U.S., Canada, Guam and the U.S. Virgin Islands, with the exception of California, New Hampshire, New York, and Rhode Island. Click here to check state availability.