FOR HR MANAGERS AND PROFESSIONALS
Employment litigation is becoming more common in the United States. Plaintiff attorneys are not only suing the companies involved, they are holding managers and supervisors personally liable. More often than not, lawsuits attempt to hold other individuals liable just because their positions required participation in the activity in question. If you are sued by a client as a direct result of your work, Prime Insurance Company helps you legally defend the claims against you and costs of legal defense. Your employer may have a business policy that covers you under many situations; however, you’re still at serious risk of being named individually in a lawsuit.
In most cases, legal judgments exceed the limits of these policies. Also, many common, frivolous claims may qualify as exclusions in your traditional business insurance policies.
Unless indicated in your contract, they are not required to provide you with legal counsel, leaving you on the hook for the cost of defending yourself.
Even if you are not the decision maker, but the messenger of bad news, such as layoff, termination, or denial of leave benefits, you can often be targeted as the wrongdoer just for being an agent of the decision maker.
We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.
Learn More about becoming a producer.
A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
No risks are bound until expressly accepted by PRIME, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.
There are no minimum premium requirements.
Prime writes business in the U.S., Canada, Guam and the U.S. Virgin Islands, with the exception of California, New Hampshire, New York, and Rhode Island. Click here to check state availability.