We live in a “sue-happy” society where anyone can sue at any time for virtually any reason they see fit. These conditions leave anyone without proper coverage at risk. Most insurance policies include an ‘excluding coverage clause’ detailing the conditions not covered by your insurance. Custom liability insurance provides you additional liability protection that extends beyond the coverage offered by traditional insurance policies. Prime Insurance Company provides a safeguard for life unexpected; one simple accident can result in a lawsuit that jeopardizes you and your family’s financial security.
A standard homeowners policy generally only provides financial protection when your home or property is damaged. For example, most insurance companies exclude trampolines from their homeowners insurance policies, considering them to be an extreme risk to personal safety.
We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.
Learn More about becoming a producer.
A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
No risks are bound until expressly accepted by PRIME, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.
There are no minimum premium requirements.
Prime writes business in the U.S., Canada, Guam and the U.S. Virgin Islands, with the exception of California, New Hampshire, New York, and Rhode Island. Click here to check state availability.