Unfortunately Mother Nature is unpredictable, a master in blindsiding her victims. Even the most cautious backcountry skiers run the risk of triggering an avalanche with just one misstep. The natural dangers of the backcountry make avalanche control a hazardous yet exciting job. You can take all of the necessary safety precautions to avoid disaster and still fall victim to Mother Nature’s wrath. In such cases, you run the risk of being sued for negligence due to misjudgment of conditions, blamed for a serious accident or held financially accountable for a large legal settlement. In order to protect you from debilitating lawsuits, Prime Insurance Company provides Avalanche Liability Coverage to help you protect your hard earned assets.
Each year avalanches kill more than 150 people worldwide.
While most avalanches are naturally occurring, human triggered avalanches result in the most avalanche accidents.
We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.
Learn More about becoming a producer.
A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
No risks are bound until expressly accepted by PRIME, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.
There are no minimum premium requirements.
Prime writes business in the U.S., Canada, Guam and the U.S. Virgin Islands, with the exception of California, New Hampshire, New York, and Rhode Island. Click here to check state availability.