Product Lines

Prime Insurance Company offers excess and surplus lines, property and casualty insurance. We do not provide health, life or workers’ compensation insurance.

Aviation

CLASSES

  • AMTs
  • Antique Aircraft
  • CFIs
  • Commercial Pilots
  • Experimental Aircraft
  • Gyroplanes
  • Helicopter & Rotocraft
  • Helicopters
  • Home Built Aircraft
  • Hot Air Balloons
  • Light Sport Aircraft
  • LSAs
  • Private Pilots
  • Student Pilots
  • Ultra Lights
  • Vintage/Antique

COVERAGES

  • Commercial and Personal Liability
  • Drones
  • Excess coverage available
  • Ground in motion, or not in motion
  • Hangar Liability
  • Hull
  • In Flight or Transport
  • Non-owned Aircraft
  • Physical Damage

Commercial Auto

CLASSES

  • Airport Bus Service
  • Black Car Service
  • Buses - All Types
  • Fleets
  • Limousines/Black Cars
  • Long-haul Trucking
  • Rideshare
  • School Busses
  • Taxi Cabs

COVERAGES

  • Auto Liability
  • Auto Physical Damage
  • Commercial Truck Coverage
  • Drive Away Coverage
  • Excess coverage available
  • Hired or Non Hired Auto
  • Motor Truck Cargo
  • Terminal Operation

Commercial Liability

CLASSES

  • Agricultural Chemical Applicators
  • Alpine Skiing
  • Amusement Industry
  • Apparel Retailers
  • Aquatic Chemical Applicators
  • ATVs
  • Bars, Lounges, Pubs, Taverns
  • Batting Cages
  • Bicycle Activities
  • Camping Activities
  • Camps, Camping, Hiking
  • Carpet & Furniture Cleaning
  • Ceiling & Wall Contractors
  • Chimney Cleaning
  • Commercial General Liability
  • Contactors/Building Trades
  • Contractors / Building Trades
  • Dance Activities
  • Drone Liability
  • Environmental Cleanup Contractors
  • Equipment Dealers
  • Events Liability
  • Fence Installers
  • Fireplace Installers
  • Glass Installers
  • Golf Ranges
  • Grocery Store
  • Guest Ranches
  • Guided Activities
  • Guided Tours, Rentals
  • Gymnastic Schools
  • Health and Sports Clubs
  • Health Clubs
  • Home Improvement Supply Stores
  • Horse Activities
  • Hunting & Fishing Pack Trips
  • Inflatables
  • Janitorial Services
  • Landscapers
  • Lawn & Garden Care
  • Manufactured Home Dealers
  • Martial Arts
  • Masonry Contractors
  • Motorsports
  • Outdoor Recreation
  • Painting Contractors
  • Pest Control
  • Pet Shops
  • Petroleum Environmental Cleanup
  • Propane Dealers
  • Real Estate Firms
  • Recovery Agents
  • Recreation & Sports Event Operations
  • Recreation Centers
  • Recreation Equipment Dealers
  • Restaurants and Bars
  • Right Of Way Management
  • River Operations
  • Roofing & Siding Contractors
  • Ropes Courses
  • Septic Tank Cleaning
  • Shooting Ranges
  • Sign Installers
  • Skateboard Parks
  • Skating Rinks
  • Skiing
  • Special Events
  • Towing Operators
  • Trainers
  • Tree Service
  • Underground Storage Tanks
  • Used Car Dealers
  • Water Parks
  • Water Sports
  • Window Cleaning
  • Winter Activities
  • Winter Operations
  • Yoga Instructors
  • Youth at Risk
  • Zipline Courses

COVERAGES

  • Assault and Battery
  • Excess coverage available
  • General Liability
  • Liquor Liability
  • Parades and Fireworks Liability
  • Personal Effects Coverage
  • Personal Injury Coverage
  • Product Liability
  • Sexual Abuse and Molestation
  • Special Events Liability
  • Watercraft

Commercial Property / Inland Marine

CLASSES

  • Bars and Taverns
  • Habitational
  • Offices
  • Restaurants
  • Warehouses

COVERAGES

  • Basic, Broad, Special Form Coverages Avaliable
  • Builder's Risk
  • Commercial Property / Inland Marine package
  • Equipment Floaters
  • Excess coverage available
  • General Liability and Commercial Property package
  • Inland Marine
  • Jewler's Block
  • Optional Theft Coverage
  • Vacant Property, Building, Land
  • Wind & Earthquake

Directors & Officers Liability Insurance

CLASSES

  • Board Members
  • Business Professionals
  • Not For Profit Organizations
  • Private Companies
  • Publicly Traded Companies
  • Retired Consultants and Mentors

COVERAGES

  • Assault and Battery
  • Breach of Duty
  • Deposition Coverage
  • Employment Practices Liability
  • Misstatements, Neglect
  • Sexual Abuse and Molestation
  • Spouse can be named as additional insured
  • Wage & Hour
  • Wrongful Acts

Errors & Ommissions Insurance

CLASSES

  • Business Professionals
  • People responsible for the outcome of a service or job
  • Personal or at Home Service Companies
  • Service Companies
  • Small Business Owners

COVERAGES

  • Assault and Battery
  • Customized Solutions
  • Sexual Abuse and Molestation
  • Wrongful Acts

Garage Liability & Towing

CLASSES

  • Auto Body Shops
  • Auto Dealerships
  • Auto Repair Shops
  • Car Washes
  • Custom Shops
  • Equipment Dealers
  • Manufactured Home Dealers
  • Mechanical Repair Shops
  • Mechanics
  • Mobile Home Dealers
  • Motorcycle and Recreational Vehicles
  • Recreation Vehicle Dealers
  • Repossession Companies
  • Towing Operations
  • Used Car Dealerships
  • Valet Parking

COVERAGES

  • Dealer's Open Lot
  • Drive Other Car
  • Excess coverage available
  • Garage Keepers Legal Liability
  • Garage Keepers Liability
  • Garage Liability
  • Towing
  • Towing - On Hook & Cargo
  • Wrongful Repossession / Recovery

Healthcare Services

CLASSES

  • Assisted Living
  • Doctors
  • Health Professionals
  • Midwives
  • Nurses
  • Physicians & Surgeons
  • Senior Care

COVERAGES

  • Medical Directors
  • Professional Liability
  • Sexual Abuse and Molestation
  • Wrongful Acts

Personal Lines

COVERAGES

  • Animal Liability
  • ATV's & 4 Wheelers
  • Excess coverage available
  • Homeowners
  • Mobile Home Coverage
  • Optional Earthquake & Burglary Coverages
  • Personal Property such as Jewlrey, Guns, etc.
  • Snowmobiles
  • Tenant Liability
  • Watercraft

Professional Liability

CLASSES

COVERAGES

  • Abuse & Molestation
  • Defense
  • Malpractice
  • Negligent / Wrongful Acts

Specialty

CLASSES

  • Associations
  • Driving Schools
  • Facilities
  • Fairs & Fairgrounds
  • Family Entertainment Centers
  • Festivals
  • Franchised Powersports Dealers
  • Horse Tracks
  • Independent Car Clubs
  • Performing Arts Centers
  • Race Teams
  • Skating Rinks
  • Special Events
  • Theme Parks/Themed Attractions
  • Zipline Courses
  • Zoos & Aquariums

COVERAGES

  • Cancellation Coverage
  • Contractual Liability
  • Prize
  • Weather
  • Wrongful Acts